Category Archives: retail banking

New journal paper (open access): Twenty Years with the Euro: Eurozone Banking Market Integration Revisited

Posted on July 14, 2022 by Harald Sander

Exited to announce that my new paper, jointly written with Stefanie Kleimeier, has just been published by Economic Modelling (open access): https://doi.org/10.1016/j.econmod.2022.105940. Bottom line: The Eurozone crisis has fundamentally and persistently disrupted the Eurozone banking network beyond the crisis period. … Continue reading →

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Open Access to “The Travels of a Deposit in Turbulent Times”

Posted on January 7, 2020 by Harald Sander

My paper “The Travels of a Deposit in Turbulent Times: The Importance of Deposit Insurance Design for Cross-Border Deposits” , jointly written with Shusen Qi and Stefanie  Kleimeier and published by Economic Inquiry is now available “open access“. In this … Continue reading →

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New survey on “Banking Market Competition and Interest Rate Pass-Through”

Posted on January 10, 2018 by Harald Sander

Banking Competition and Interest Rate Pass-Through (with S. Kleimeier), in: Bikker, J.A. and L. Spierdijk (eds), Handbook of Competition in Banking and Finance, Cheltenham (Edgar Elgar), 2017: 305-322.

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Keynote Lecture on Retail Banking Market Integration and Financial Stability in the Eurozone

Posted on July 12, 2017 by Harald Sander

In my Jean Monnet keynote lecture on the International Conference on Banking and Finance at the University of Warsaw on 10 July 2017, entitled “Whatever it takes: Retail Banking Market Integration and Financial Stability in the Eurozone”, I have highlighted … Continue reading →

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Deposit Insurance in Times of Crises: Safe Haven or Regulatory Arbitrage?

Posted on June 6, 2017 by Harald Sander

  An updated version of this paper has been presented on the 2017 Biennial IADI Research Conference: Designing an Optimal Deposit Insurance System – Theory and Practice, on 1-2 June 2017 at the Bank for International Settlements in Basel. See … Continue reading →

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New Research Paper: The Resurgence of Cultural Borders during the Financial Crisis: The Changing Geography of Eurozone Cross-Border Depositing

Posted on May 7, 2016 by Harald Sander

This paper, jointly written with Stefanie Kleimeier and Sylvia Heuchemer, has just been published by the Journal of Financial Stability 24(2016) and can be dowloaded here (free access until June 23, 2016). The paper investigates the impact of cultural borders … Continue reading →

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New Working Paper: Deposit Insurance in Times of Crises: Safe Haven or Regulatory Arbitrage?

Posted on October 14, 2015 by Harald Sander

In a new working paper, co-authered with Stefanie Stefanie Kleimeier and Shusen Qi, we examine the impact of deposit insurance (DI) schemes on bilateral cross-border deposits. Our results suggest that not only the existence of explicit DI, but also DI design features, which reflect … Continue reading →

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Cultural borders limit financial integration during financial crises times

Posted on May 24, 2014 by Harald Sander

In a recent working paper, co-authored with Stefanie Kleimeier and Sylvia Heuchemer, we provide new evidence on the “resurgence of cultural borders in international finance during the financial crisis”. We show that cultural differences across countries act as invisible borders … Continue reading →

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